November 17, 2020

A smart new business loan for people with no credit | Shivani Siroya

Trust: How do you earn it? Banks use credit scores to determine if you’re trustworthy, but there are about 2.5 billion people around the world who don’t have one to begin with — and who can’t get a loan to start a business, buy a home or otherwise improve their lives. Hear how TED Fellow Shivani Siroya is unlocking untapped purchasing power in the developing world with InVenture, a start-up that uses mobile data to create a financial identity. “With something as simple as a credit score,” says Siroya, “we’re giving people the power to build their own futures.”

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  • Hello everyone i saw comment from people who already got their loan from victoria loan home company so i decided to apply under their recommended in just few hours ago i confirmed in my bank account $72,000 the money i requested for this is really a great news….so iam advising anyone who need real and legit loan towhatsapp me on +2349016180984 they grant any kind of loan like,personal loan, business loan,debt and blacklisted people, debt review people, and they help people in the world with loan so you can contact me with my WhatsApp number
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  • just read Bloomberg Feb 17 2020 issue and come here to check it out, you might think she is pitching a charity but this is a loan shark with goons. This is no different than Wonga preying on people with limited financial control and understanding.

  • I looked into this and they say their interest rates are similar to a credit card but what they don't say is that the loan period is 3 MONTHS. Their yearly interest rate is actually similar to that of a payday loan company. This was about a year ago I wrote a paper on this but I believe they also have another late fee on top of the interest as well!And as I recall they gave out only a few hundred dollars for loans at a time. Do not invoke the idea of struggling Africans to promote your exploitative micro-loan-sharking business and act like you are helping people. Shame on you.

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  • David Allen Capital in Nashville, Tn.

    March 21 at 5:54 PM ·

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  • Lutherangrants/org saved me from bad credit .With their grant schemes i received $30,000 just yesterday .

  • where do you get this service ? nevermind found it on screen playing vid again mkopo rahisi im gonna save that not that i plan on borrowing yet site is here

  • i got no to maybe bad credit history because i dont borrow money i save up or pay installments to the owner isnt that messed up im too good with my money to get a loan instead those who borrow all the time are prefered 🙁

  • Hi friend,i have a bad credit as well,i finally got my Loan from Andrew $ Associate.i received $7800 Loan from them within 48 Hours.try it and see. share for others.

  • What is 4 indicator found on jeniphers phone that made her alikely candidate for loan repayment???

  • Nothing extraordinary. There were companies already doing this. She just happened to come across the right VCs

  • Recent privacy breaches such as Cambridge Analytical scandal make this model questionable. Are people aware of the complex operations behind the app? Like do they know that the app collects their very sensitive data and make use of it to build credit score? So using this approach meaning I have to surrender my privacy. Any thoughts on this? Is there a point where people consent on the use of specific data?

  • Well, most traders didn't have proper training/practice, and learn made same/similar mistakes but later learned through the hard way (including myself). That's just part of the cost of learning. You just need to keep the focus on the goal, learn why you failed, then stand back again and do better next time. If you able to manage your emotion and risk, soon or later, you will do pretty good in trading. Looking for help to recover your loss on any trade/brokers, visit

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